{"id":2586,"date":"2024-10-18T17:39:18","date_gmt":"2024-10-18T15:39:18","guid":{"rendered":"https:\/\/podnikani.wiki\/?p=2586"},"modified":"2024-10-18T21:47:54","modified_gmt":"2024-10-18T19:47:54","slug":"kde-se-da-sehnat-hypoteka-pro-podnikatele","status":"publish","type":"post","link":"https:\/\/podnikani.wiki\/kde-se-da-sehnat-hypoteka-pro-podnikatele\/","title":{"rendered":"Kde se d\u00e1 sehnat hypot\u00e9ka pro podnikatele?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Jen ur\u010dit\u00e9 procento podnikatelsk\u00fdch n\u00e1pad\u016f nevy\u017eaduje vysokou investici do za\u010d\u00e1tku. Pro ty ostatn\u00ed prost\u011b mus\u00edte m\u00edt n\u011bjak\u00fd kapit\u00e1l, nebo je t\u0159eba m\u00edt odvahu si p\u016fj\u010dit. Na\u0161t\u011bst\u00ed finan\u010dn\u00ed instituce nab\u00edz\u00ed produkty zam\u011b\u0159en\u00e9 p\u0159\u00edmo na podnikatele. U takov\u00fdch po\u010d\u00edtaj\u00ed prakticky se v\u0161\u00edm, co se na va\u0161\u00ed podnikatelsk\u00e9 cest\u011b m\u016f\u017ee p\u0159ihodit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vhodnou volbou v tomto p\u0159\u00edpad\u011b m\u016f\u017ee b\u00fdt nap\u0159\u00edklad americk\u00e1\u00a0<a href=\"https:\/\/www.amj.cz\/americka-hypoteka-pro-podnikatele\">hypot\u00e9ka pro podnikatele<\/a>. Co konkr\u00e9tn\u011b znamen\u00e1 americk\u00e1? Na rozd\u00edl od klasick\u00e9 hypot\u00e9ky ji lze pou\u017e\u00edt na cokoliv, ne pouze na stavbu domu \u010di rekonstrukci va\u0161eho bydlen\u00ed. Jmenuje se ale hypot\u00e9ka, proto\u017ee se o\u010dek\u00e1v\u00e1 ru\u010den\u00ed n\u011bjakou nemovitost\u00ed. Americk\u00e9 hypot\u00e9ky maj\u00ed tak\u00e9 pom\u011brn\u011b dlouhou splatnost, bav\u00edme se o des\u00edtk\u00e1ch let. Dve\u0159e maj\u00ed otev\u0159eni podnikatel\u00e9 ka\u017ed\u00e9ho v\u011bku, podobn\u011b jako u klasick\u00fdch hypot\u00e9k b\u00fdv\u00e1 maxim\u00e1ln\u00ed hranice splacen\u00ed nastavena na 70 let v\u011bku \u017eadatele.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pro\u010d si vz\u00edt americkou hypot\u00e9ku?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u011bch d\u016fvod\u016f je mnoho, nap\u0159\u00edklad:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00b7 Jde o ne\u00fa\u010delov\u00fd \u00fav\u011br, nikde tedy nedokl\u00e1d\u00e1te, na co konkr\u00e9tn\u00edho v podnik\u00e1n\u00ed jste ho pou\u017eili.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00b7 M\u016f\u017eete z\u00edskat a\u017e 70 % hodnoty nemovitosti, kterou d\u00e1v\u00e1te do z\u00e1stavy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00b7 Z\u00edsk\u00e1te lep\u0161\u00ed \u00farokovou sazbu ne\u017e u klasick\u00e9ho podnikatelsk\u00e9ho \u00fav\u011bru. Ru\u010d\u00edte nemovitost\u00ed, to d\u00e1v\u00e1 lep\u0161\u00ed bonitu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00b7 Jestli\u017ee podnik\u00e1te na firmu, je mo\u017en\u00e9 vlo\u017eit prost\u0159edky jako p\u016fj\u010dku spole\u010dn\u00edka a vypl\u00e1cet z firmy spl\u00e1tky t\u00e9to p\u016fj\u010dky.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zn\u00ed to zaj\u00edmav\u011b? Pak zb\u00fdv\u00e1 jedin\u00e9 \u2013 vybrat tu spr\u00e1vnou hypot\u00e9ku pro podnikatele.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vyplat\u00ed se nechat si poradit<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nejste-li sami finan\u010dn\u00edmi specialisty, ur\u010dit\u011b se na takov\u00e9 obra\u0165te, vyplat\u00ed se to. Ud\u011blaj\u00ed pro v\u00e1s\u00a0<a href=\"https:\/\/www.amj.cz\/americka-hypoteka-pro-podnikatele\">srovn\u00e1n\u00ed hypot\u00e9k<\/a> daleko podrobn\u011bji ne\u017e n\u011bjak\u00e1 online kalkula\u010dka z internetu. Vyberou toti\u017e nab\u00eddky na m\u00edru p\u0159esn\u011b va\u0161\u00ed situaci a pomohou v\u00e1m zvolit tak, abyste byli skute\u010dn\u011b spokojen\u00ed. S d\u016fv\u011brou se m\u016f\u017eete obr\u00e1tit nap\u0159\u00edklad na spole\u010dnost AMJ, kter\u00e1 se t\u011bmito slu\u017ebami zab\u00fdv\u00e1.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jen ur\u010dit\u00e9 procento podnikatelsk\u00fdch n\u00e1pad\u016f nevy\u017eaduje vysokou investici do za\u010d\u00e1tku. Pro ty ostatn\u00ed prost\u011b mus\u00edte m\u00edt n\u011bjak\u00fd kapit\u00e1l, nebo je t\u0159eba m\u00edt&hellip;<\/p>\n","protected":false},"author":4,"featured_media":2587,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[1],"tags":[85,86],"class_list":["post-2586","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rady-a-navody","tag-hypoteka-pro-podnikatele","tag-srovnani-hypotek"],"_links":{"self":[{"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/posts\/2586","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/comments?post=2586"}],"version-history":[{"count":0,"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/posts\/2586\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/media\/2587"}],"wp:attachment":[{"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/media?parent=2586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/categories?post=2586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/podnikani.wiki\/wp-json\/wp\/v2\/tags?post=2586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}